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Wednesday, July 19, 2017

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Thursday, July 13, 2017

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Tuesday, July 11, 2017

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Friday, July 7, 2017

Bitcoin trading || Yobit.net / Yobit.io – Scam or Not?

The Truth Behind Yobit.Net – Pros And Cons

Yobit is a website that is shredded with complaints from left to right, not to mention an on-going investigation by the Russian Authorities! Though this investigation has not been proved yet, it would be best to know more about them before you invest.
If you’re someone that wants to get into things that you want to prove wrong, then this might be the website you want to start looking into. So, are they legit?
Let us look into Yobit more closely. The company was found in Russian and was first introduced in a forum way back a couple of years ago in 2015. No further information can be found on the name of the owner of this website, quite interesting.
The website caters to English, Russian and Chinese traders, which you can conveniently change easily on their website with one click.

Yobit Verification Process

Creating an account with Yobit.net would not take five minutes of your time as the confirmation email almost instantly pops up. When it comes to sending out payments or doing withdrawals, the verification process is fast as long as you have the Google Authenticator installed. You will be given a step by step process on how to activate this once you register with them.
The only FIAT currency that is accepted would be USD. You can deposit USD into your account and purchase bitcoin with it. After you have credited your account, you can then trade it for BTC and move into your preferred cryptocurrency. They have a wide range of selection from BTC, DASH, ETH, XBY and DOGE just to name a few.

How Yobit Trading Works


Trading is surprisingly easily when it comes to Yobit, even the inexperienced can easily know their way through the website. All you need to do is select which currency you want to trade with (which is located on the left-hand side of the screen) and put on a buy or sell order for it. The minimum transaction would be at 0.00010000 in all currencies and the transaction fee would be 0.2% for both buying and selling.
In addition, a live chat section is available for users to use. This comes quite in handy if you want to know about the latest coin gossip or just want to know which coin is hot on that day.
Fees would depend on the wallet that you will be using to transact with them.


The cheapest deposit fee would be free for USD transactions under Perfect Money, OKPAY, advcash and Capitalist. Payeer charges you 2% USD per deposit and QIWI Wallet would charge you 5% RUR per deposit. Withdrawals would range from 1% RUR to 3% RUR and 5% USD fees.
Before moving your fortune into their website, please be advised that they have something called Free Coins.
You can earn different cryptocurrencies in Yobiet.net with just a few clicks of your mouse. After you have clicked on the actions, you will then be given a cool-down time clock until your next freebie.
They also have a DICE game wherein you can gamble BTC for a certain price. Not bad, right?

Yobit’ Website Interface

The website is clean, precise and mouse-motion-streamlined. This means that you do not need to break a sweat just to move your mouse pointer from one place to another. The first time I looked into their website, I was pleased to see the color scheme was not something out of a horror booth. It is very easy to navigate and everything is right in front of you!

When it comes to trading websites, it is always best to have something simple and not complicated to get in your way. The trading market is far complicated enough, an additional blinking widget is the last thing you want.

How Yobit Treat Their Customers

In regards to customer service, they do not have a live chat, well that is a downer. They do have a ticketing system, which if you ask me is not the best when it comes to these live trading websites. I tried to make a ticket just to test the expected resolution time frame but no luck.

When you create a ticket, you will be provided with nothing, not even a reference number that you can use in case your first ticket wouldn’t be responded. No time frame provided, just a status saying “New”. People from this forum (https://bitcointalk.org) actually had the same issue when it comes to customer service.
But after a few minutes, I got a reply from them!

I asked them if I can link my bank account directly to their website and sadly you cannot. Though the answer was frankly vague, it was of best interest to just try and check the wallet tab.

Apparently, with the test ticket I made, you can deposit money into your account using the following options provided on the screenshot above. With everything Free except Payeer.com which they charge 2% per transaction.
This controlled ticket was something that I did not expect coming from a website that has so meany negative reviews, might just be lucky? On the other hand, they do have an FAQ’s page in which you can get answers for your questions before sending out a ticket or email to their customer service team.

User Experience

A lot of supposed members of Yobit.net are mad because of one common problem, and that is the delay when it comes to withdrawal of their bitcoins. A separate thread was made on a forum regarding this issue when it comes to having problems with withdrawals. The website is currently under flak from numerous forums in the Bitcoin world today.
Clearly, everything might just be a speculation as everything shows to just be a complaint, maybe bad customer service? Aside from the bad reviews and negative feedback from forums, we also have a number of positive reviews from people claiming that they had nothing but good experiences with Yobit.net.

 Website Security of Yobit.net

When it comes to online trading be it FOREX or BTC trading websites, it is always of best interest to make sure that they have a decent security platform that you can rely on. At the end of the day, you are trading your hard earned money and not sticks and stones.
Yobit also offers two-factor authorization which is always great when it comes to trading websites.

For security, Yobit.net has the following:
  • File systems encryption
  • SSL (Secure Sockets Layer)
  • Anti-DDOS
  • Intelligent system of queer transaction analysis and blocking
  • Two-factor authorization (Google Authenticator, Email)
  • Cold/Hot Wallets
  • Yobi Codes (codes that are provided for transactions)
Conclusion:
At the end of the day, knowing that this website offers fair trade would still be up to you. With all the forums in the world talking about how good a website is or how they steal people’s money, if you look right through them, one thing is clear -it all depends on the person that is trading.

PROS:

  • User-friendly Interface
  • Security -Yobi codes (deposit codes)
  • Free Coins

CONS:

  • Has a ton of negative reviews
No one forces you to trade or lose money on a certain website, it is your gamble. And just like any gambling game, it’s either you win or lose.
Go to yobit.net

Monday, July 3, 2017

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Sunday, July 2, 2017

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Wednesday, June 28, 2017

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Monday, June 19, 2017

Minimum investment: $2 || Bitbond

Company: Bitbondbitbond review
Website: www.bitbond.com
Owner: Radoslav Albrecht (Founder and CEO)
Price: FREE to join
Minimum investment: $2
Who is it for: Investors and/or loaners
Overall rating: 5 Stars (5 / 5)
Bitbond is a global peer-to-peer bitcoin lending platform for small businesses. Most borrowers are eBay sellers and other online small businesses. Bitbond is run by Bitbond GmbH, a German company that facilitates loans throughout the world. As of March 2016, Bitbond had 23,000 users and had funded over 1,100 loans. The marketplace connects investors and borrowers and facilitates loans of up to $10,000. Borrowers can qualify for interest rates as low as 7.7% and origination fees range from 1% to 3%. 
How Does Bitbond Work?
Bitbond makes investors diversify their portfolio by investing in bitcoin loans throughout the world. Borrowers receive low interest loans with favorable terms and get the satisfaction of obtaining a loan without the need of a bank.
The first step in Bitbond’s lending process is to perform a credit rating of all borrowers. Bitbond’s rating goes from A (the highest) to F. Once rated, borrowers list a project on the marketplace. Investors then choose which listings they are interested in and lend as little as BTC 0.01 ($4 as of March 2016) per loan. A listing has a maximum of 14 days to receive funding, but the auction will end as soon as the amount requested is reached. Loans are funded as long as investors fund 60% or more of the required amount.
Borrowers can have a maximum of one loan at a time.
What Are Bitbond’s Interest Rates?
Interest rates vary depending on the creditworthiness of each borrower. Bitbond does not publish a range of APR rates, but interest rates can be as low as 7.7% (as of March 2016) and as high as 25%.
Bitbond charges borrowers a 1% to 3% origination fee. The cost varies depending on the length of the term.  A six weeks loan has a 1% origination fee, but a 60-month loan has a 3% origination fee. There are no other lender fees or prepayment fees.
How Much Money Can I Borrow From Bitbond?
Borrowers can apply for loan amounts of up to $10,000.
What Is Bitbond’s Application Process Like?
Borrowers must first open an account with Bitbond. Just provide your full name and email address. Bitbond will send you an email with a link. Complete the short application form. The platform will check your credit profile and give you a rating of A to F, depending on your credit history, type of business, revenue, customer rating, and so on.
How Is Bitbond Better Than Other Lenders?
  • - Bitbond allows investors to diversify their portfolio globally
  • - It has competitive rates and low origination fees
  • - The marketplace will process loan listings where investors have funded 60% of the loan amount
  • - Investors can automatically invest their funds with no fees
  • - Application process is fast and easy to complete

Tuesday, June 13, 2017

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